Enrolled for 2019? Find Out What to Expect Next

benefits & coverage

Enrolled for 2019? Find Out What to Expect Next

As Open Enrollment comes to a close, you may be wondering what to look for in the New Year when your 2019 plan goes into effect. Get a quick preview.

Drug Costs Got You Down? We've Got You Covered

When it comes to how much you pay for your medicine, you may have more control than you think. Get tips on how you can lower your drug costs.

Open Enrollment Ends Soon! Choose Your Plan by Dec. 15

Don’t miss open enrollment. Dec. 15 will be here before you know it. Here are some tips to help you make the best choices for you.

Make Sure You're Covered: Check Your Drug List

Even if your prescription hasn’t changed, it’s possible your drug coverage benefits did. Learn how to make sure you stay covered.

Have You Been Hearing About Temporary Plans?

Temporary or short-term plans cost less per month, but there are some big differences in what they cover compared to qualified Affordable Care Act plans. Find out what you need to know if you are considering a short-term plan.

That's Life! Making Changes to Your Health Plan

Getting married? Having a baby? Starting a new job? Life changes can affect your insurance benefits. Find out how.

We're at Your Service En Espanol, Every Step of the Way

If you or a family member would prefer to get information in Spanish, take advantage of the Spanish services and resources we offer to get the most benefit from your health care coverage.

Are You Prepared for a Health Care Crisis Far from Home?

You found a pet sitter and asked a friend to water your plants, but did you plan for a health care emergency on your trip abroad? Read about one family’s experience with serious illness during a trip to Italy. And get our tips for how to be prepared for the unexpected. Learn more.

Claim Not Approved? Here's What to Do

There is a process in place that will help if you have a claim or request for treatment that wasn’t approved. Learn more.

Prep Your College Student for a Healthy Year

You can help your college students stay healthy while they’re away at school. Get tips.

Make the Most of Your Member Perks

Are you using your member perks? Do you know what’s available to you? Don’t leave perks on the table. Learn more.

Trying to Figure Out Health Care Costs? Get Help Online

Get a handle on the cost of hundreds of medical tests and procedures. Check out the Cost Estimator section of the Provider Finder® tool. Learn more.

How Does Our Quality Improvement (QI) Program Help You?

The words “quality improvement” can apply to just about anything. When Blue Cross and Blue Shield of Oklahoma talks about quality improvement (QI), we mean that our focus is on improving our members’ health. Find out what QI means for you. Learn more.

Save on Healthy Lifestyle Aids with the Blue365® Program

Who doesn't love a bargain? Blue Cross and Blue Shield of Oklahoma members are eligible for Blue365, a program that provides discounts on a variety of everyday needs and healthy lifestyle aids related to fitness, personal care, healthy eating, financial health, lifestyle and wellness.

Find a Doctor Who's a Good Fit for You

Having an established, positive relationship with your doctor is an important part of taking good care of yourself. But what if it’s time to make a change? Get tips on how to find the doctor who is right for you. Learn more.

Are You Prepared for a Natural Disaster?

Along with flowers and sunshine, spring and summer can bring severe weather and wildfires. There are steps you can take to help stay safe before, during and after a natural disaster. Find out how to prepare and how we can help you. Learn more.

When a Doctor's Visit Doesn't Include a Doctor

Sometimes you go to your doctor's office, but you don't actually see your doctor. What do you need to know about physician assistants and nurse practitioners? Learn more.

Got a Question? No Appointment Necessary (Sometimes)

What happens when you have a question, but you don't have an appointment, and you don't know if you need to make an appointment to answer your question? We can help you find out with our member communication tools.

Communication Can Help You Get the Most from Your Plan

There are some key communications that may impact your coverage and cost sharing. What do you need to know?

When You Want to Know More, Start Here

When you want to know more about a health condition or how your coverage works, Blue Access for Members SM (BAM SM) and MyPrime.com are great places to start.

Our Staff Can Help You Better Manage Your Care

If you have questions about your medical condition and how to coordinate your care, our utilization management staff can help you.

What You Need to Prove Health Coverage when Filing Your Taxes

When you file your federal income tax this year, you'll need to show you had health insurance in 2017. You aren't on your own - you'll receive a 1095 form with the information you need. Learn more.

Prepare for a Prescription: 3 Steps for Saving Time and Money

Knowing ahead of time where to go and what you may need to pay for your prescription can save time and money. Learn more.

Take Steps to Protect Your Health Information from Identity Theft

Worried about the increase in identity thefts? Your first thoughts might be about money - your bank or credit card accounts. But safeguarding your health information can be just as important. Protecting your member identification is key. Protect yourself.

Create a Stronger Password for Your Blue Access for MembersSM (BAMSM) Account

Do you have a Blue Access for Members account? If so, the next time you log in, you may be asked to create a stronger password. Stronger passwords help keep identity thieves from accessing your personal information.

Use Network Pharmacies to Save Money

Going to an in-network pharmacy may save you money on your prescriptions and help avoid additional costs.

Retail, Urgent or Outpatient? How Can You Tell the Difference?

All clinics are not alike. But sometimes it’s hard to tell the type of clinic by what it’s called. Learn how to find the care you need at a lower cost to you by choosing the right clinic for your needs.

8 Things You Should Know About Deductibles

Insurance terms can often sound like a foreign language. For example, do you know what a deductible is? We’ve answered eight common questions to help you understand deductibles and how they work. Learn more.

Your Health Benefit Cheat Sheet: Check Your Summary of Benefits and Coverage

Do you ever wish that the basic details about your health coverage could be contained in some sort of “cheat sheet”? Well there is one. Find a wealth of information in your Summary of Benefits and Coverage (SBC). Learn more.

Don't Let Balance Bills Throw You Off Balance

You pay your premium, your deductible, your copay. Then you get a huge bill? That can happen because of balance billing. Find out how to avoid balance bills when possible. Learn more.

Start the Year Off Right: Review Your Benefits

Now is a good time to get to know more about your health benefits. The more you know, the better you can look after your health throughout the year. Learn More.

Where Do You Go When You Need Care?

Doctor’s office? Retail clinics like you might find inside a pharmacy? Urgent care centers? It’s not always easy to know where to go for care. Do your research now so you’ll be ready if you need it. Here’s a guide that can help. Learn more.

Keep Your Member ID Card Close

Your member ID card holds the information you’ll need to take good care of your health. Learn more.

Go Paperless!

Tired of dealing with all those stacks of paper? Go paperless to help declutter your life this year. Find out how easy it is to stop receiving paper statements from Blue Cross and Blue Shield of Oklahoma.

Understanding Your Prescription Coverage: Drug Lists

Understanding what tiers and drug lists are can help you save money on your prescription drugs. We’ve covered the basics to keep you in the know about prescription coverage. Learn more.

Save Time with Health Tracking and Organizing Tools

Convenience is key when looking at your health care spending for the year. “Did I reach my deductible? How much did I spend on prescriptions?” This information and much more is available at your fingertips — without having to call. Learn more.

Get a Gift When You Give a Gift of Better Health

During this season of giving, why not give a gift of better health? The Well onTarget® Fitness Program offers one month free when you refer a friend. And your friend will receive a free month, too.

How to Choose Health Care Coverage

Do you know what you need to consider when choosing health care coverage? Take stock of your budget and how you and your family use your current coverage. Then look at your options. Learn more.

The End (of the Year) Is Near: Use Your Benefits

There’s still time to schedule health appointments you’ve missed or have procedures you want to get in before 2017 draws to a close. And you may be able to save money by having them now. Learn more.

What Does It All Mean? Part 3 of Our Series

Do you know the difference between coinsurance and copays? Find out.

24/7 Nurseline or Virtual Visits: What's the Difference?

When is it best to call the 24/7 Nurseline? When might it make more sense to try Virtual Visits?

Are You Ready for Open Enrollment?

Open enrollment for 2019 is just around the corner. Here are some updates and reminders about the process that may be helpful as you shop.

Health Care Coverage: It Isn't Just for Grownups

You can’t protect your kids from everything. But it’s a comfort to know your child is covered, whether it’s for wellness checkups, shots, or those fevers and spills that sometimes happen.

The Doctor Will See You Now - with Virtual Visits!

Talk to a doctor from your home, office or on the go. Virtual Visits provides care when and where you need it.

Find Healthy Deals with Blue365®

Learn how we can make living healthy a little easier with discounts on many health products and services. Learn more.

Preventive Care or Medical Care? There Can Be Significant Differences

Do you know the difference between preventive and medical care? Learn more.

Need Information? Here's Where to Find It

We offer several options for getting answers to your questions. Learn where to go to get answers and communicate with Blue Cross and Blue Shield of Oklahoma. Learn more.

Provider Finder® May Save You Money

Do you ever worry about surprise expenses cutting into your budget? You can’t always control when they happen, but you may have options for how much unexpected health care expenses cost you.

Learn the Difference Between Urgent Care Centers and ERs

Do you know the difference between urgent care centers and an emergency room (ER)? Knowing which one to choose for care could save you money. Learn more.

Protect Your Medical Identity the Right Way

Learn how you can protect yourself and your family from medical identity fraud. Learn how.

What Does It All Mean? Part 2 of Our Series

This month’s feature breaks down what “in-network” and “non-contracted” terms mean. Understanding these terms can help you get the best value for your health care benefits. Learn more.

Behavioral Health Care Coverage: Does Your Teen Need Help?

The teen years can be a challenge. Most teens will grow out of their issues. But some may need professional help. Find out how to get started.

Get Flu Shots at No Charge

Ever wonder why there is no charge for flu shots? It’s because it makes good sense.

Are You Achieving Your Health Goals This Year?

Every year, we start off with the best of intentions for getting healthier. But as the year goes by, many of us lose our motivation. If you need to get back on track, Well onTarget® can help.

What Does It All Mean? Part 1 of Our Series

Get our guide to common health coverage terms. Learn more.

Help Keep Your Health Data Secure

You know to keep your identity and financial information secure. It’s also important to keep your health coverage details secure. Find out what to protect and why.

You've Had Your Annual Exam. Now What?

You finally got your annual exam. So what happens next? Find out what to ask about and keep track of following your annual exam.

Keeping Your Shots Up to Date — We Have You Covered

The kids are going back to school, and flu season is just around the corner. So it’s time to think about immunizations and flu shots.

Get Our Top 4 Tips for Saving Money at the Pharmacy

A little knowledge can help you keep your out-of-pocket costs down. Get the prescription for potential savings on your prescription drugs.

Member Services Offers Concierge Customer Service

Blue Cross and Blue Shield of Oklahoma customer advocates are available to help members with questions or concerns about their health care plans.

PPO Members: Learn Where to Go for Care

Emergency room or urgent care? Do you know where to go when you need care right away? Learn how to get the right care, at the right place, when you need it most.

HMO Members: Learn Where to Go for Care

Emergency room or urgent care? Do you know where to go when you need care right away? Learn how to get the right care, at the right place, when you need it most.

Use MyPrime.com for 24/7 Pharmacy and Drug List Details

You can find pharmacy and drug information while you’re traveling with MyPrime.com. MyPrime.com is the website for Prime Therapeutics, which manages your drug benefit.

ER vs. Urgent Care: Summer Edition

Choosing between an ER and urgent care can make a difference to your health and your wallet. Many summer activities may lead to having to make this decision.

Protect Your Child's Health with Preventive Services

These summer months without hectic school schedules offer a good chance to take care of kids’ wellness exams. Get tips for preparing for your visit.

Use Those Essential Health Benefits - They're Essential!

There’s a reason preventive services are part of Essential Health Benefits. They are essential to your health! Don’t forget them and miss out on your plan benefits. Learn more.

Need Specialty Care? Check with Your PCP First

All BlueLincs HMOSM members are required to contact their primary care physician (PCP) for preauthorization before seeking specialty care or treatment. Learn how to avoid penalties.

Prior Authorization Is Required for Some Prescription Drugs

Some prescription medicines are subject to prior authorization before they can be covered under your pharmacy benefit plan. Find out what medicines require it.

Support Is Available for Members with Chronic Conditions

Blue Cross and Blue Shield of Oklahoma offers free programs to educate and support members with certain chronic conditions. Find out how these programs can help you.

Find Out If You Have a Copay Before You Go to the Doctor

Before visiting your network health care provider, check to see if you will need to make a copayment. Get tips on how to find a provider and find out your copayment costs.

Keeping a Medical History Provides a Roadmap to Better Care

It’s important to keep your doctor up to speed on your health and medical history. The more your doctor knows about you, the better care you’ll get. Learn more.

Take Your Health Personally - Take the Health Assessment

You may be surprised what you can learn, and earn, by taking the Well onTarget® Health Assessment.

Meet Your New and Improved Explanation of Benefits

Your Explanation of Benefits (EOB) has a fresh new design to help you better understand your health care spending. Learn more.

Learn the Ins and Outs of Annual Exams

Take advantage of preventive care services to help catch health problems early - before they become serious. And you may save money, too. Learn more.

Prescription Drug List Updates Are Available

Most Blue Cross and Blue Shield of Oklahoma health plans have a prescription drug list, or formulary. To get the most out of your prescription drug coverage, check the current drug list.

Your Private Health Information Is Safe with BCBSOK

Blue Cross and Blue Shield of Oklahoma (BCBSOK) is committed to protecting your health information.

Plan for a Year of Good Health

Make preventive care a priority: schedule your annual exam and preventive health screenings for you and your family. Check out our wellness guidelines for adults and children. Learn More.

Pharmacy Network Changes May Help You Save Money

Does your 2017 health plan have a Preferred Pharmacy network? Using participating pharmacies could save you money. Find out about 2017 prescription drug benefit changes.

Check Out Some Features of Your 2017 Health Plan

How well do you know your new 2017 health coverage? Let’s take a look at some highlights.

We're Here for You

Blue Cross and Blue Shield of Oklahoma customer advocates are ready to answer any questions you have about your health plan.

Customer Survey Results: How Did We Do?

Our ongoing phone survey is used to find out what our members think about their health plan. See our most recent survey results. See Results.

PPO Members: Learn About Your Out-of-Network Health Care Options

Being out of network can cost you more money than staying with an in-network provider. Learn what your responsibilities are if you go out of network. Learn More.

HMO Members: Learn About Your Out-of-Network Health Care Options

Being out of network can cost you more money than staying with an in-network provider. Learn what your responsibilities are if you go out of network. Learn More.

Our Team’s Mission Is to Help Members in All Seasons of Life

Blue Cross and Blue Shield’s Seasons of Life team helps families who have lost a loved one navigate their health insurance paperwork. The team also helps out members who have suffered losses or been displaced or injured during disasters, like floods, storms or fires. Learn More.

Members Can Save on Cord Blood Storage with Blue365®

Each year, thousands of people with leukemia, lymphoma or certain immune system or genetic metabolic disorders need umbilical cord blood or bone marrow transplants. And you can save on cord blood storage with Blue365. Learn More

Appeals Process Offers Resolution

Blue Cross and Blue Shield of Oklahoma is committed to your satisfaction. Explore our formal appeals process and learn ways to resolve problems. Learn more.

We Want to Help You Understand Your Health Plan

If you have special communications needs, Blue Cross and Blue Shield of Oklahoma and BlueLincs HMOâ„  can help. Learn more.

Your Health Plan Covers Reconstructive Surgery After a Mastectomy

Your health plan provides coverage for certain reconstructive procedures related to a covered mastectomy. Learn more.

BCBSOK Offers Members Timely Access to Health Care

Blue Cross and Blue Shield of Oklahoma (BCBSOK) offers members access to a wide range of health care providers to meet your medical needs. Learn more.

HMO Members: Know Your Plan; Know Your Benefits

As an informed consumer, you should know about the benefit exclusions and limits of your BlueLincs HMOSM health plan. Learn more.

PPO Members: Know Your Member Rights

As with any health insurance plan, Blue Cross and Blue Shield of Oklahoma members have certain rights. Keep this information as a reference.

HMO Members: Know Your Member Rights and Responsibilities

As with any health insurance plan, Blue Cross and Blue Shield of Oklahoma members have certain rights and responsibilities. Keep this information as a reference.

Verify Copayment Before Visiting Your Network Provider

Before visiting your network health care provider, check to see if you will need to make a copayment. Get tips on how to find a provider and determine your copayment costs.

Get the Most Mileage from Your Physical Therapy

Injuries can be an unfortunate part of enjoying summer activities. If they happen, physical therapy may be helpful. Get tips for making the most of physical therapy appointments.

Need to See a Dermatologist? We've Got You Covered

Annual visits to check for signs of skin cancer are a must. If you need to see a dermatologist, check out our tips to prepare for the visit.

Be Prepared for an Emergency

Get tips on how to prepare for an emergency before a crisis happens.

Low Back Pain and Imaging Tests: Know the Facts

When it comes to treating back pain, are you making the right choices? The Choosing Wisely® program urges patients to talk with their doctors about all the care options.

Get Our Top Tips to Make the Most of Your Health Plan

Are you taking advantage of everything your Blue Cross and Blue Shield of Oklahoma (BCBSOK) health plan offers? Get our handy list of tips and resources to help you make the most of your plan.